Investment Analysis and Planning

As part of the financial planning process, we offer clients comprehensive reviews of their investments as a whole.

After establishing your goals and needs, we will find investment vehicles that match your unique profile.

For more information about our investment philosophy, click here.


Financial estate planning

The consequences of incomplete, or inadequate estate planning can be dire for your loved ones and intended beneficiaries. To ensure that your wishes are respected, we offer a financial estate planning service helping you review your wills and trusts to see if they are in line with your financial goals.

We also help you ensure that you have a thorough legacy plan in place for your family. 


Retirement Income Planning

If you would like to maintain your lifestyle through retirement, it’s critical to know how much you will need to routinely withdraw from your retirement accounts to supplement your income from. It’s also important to have a thorough understanding of your Social Security and pension benefits. By conducting a thorough analysis of your current financial situation, and your retirement goals, we can develop a plan to help you make the most of your retirement. 

Moreover, once you enter retirement, we can help you manage your income distributions optimally to ensure your nest egg stays sustainable.


Tax Planning and Preparation

We provide Tax Planning as well as Tax Preparation services.  Tax mistakes can have far-reaching consequences to your financial well-being.  We help you stay up to date with all the tax changes to protect your hard earned savings.


Insurance

Unexpected events, like accidents, serious illnesses, or untimely death, can have a significant effect on the financial well-being of you and your loved ones.

It often happens that clients are under- or over-insured. We offer complete assessments of clients’ insurance portfolios to ensure they are adequately covered. We provide access to Life and Long Term Care policies that will protect your wealth and well-being when you need it most. 


Saving for Education

Whether it's for yourself, or your children, paying for education is often the most expensive and vital investment you can make to secure a successful future. We can help you select a suitable plan to make provision for this critical expense and to give your children the financial head start you desire.


Divorce Financial Analysis & Planning

As if the emotional impact of divorce is not enough, the financial impact can even be more significant. One of our specialized service offerings is to help you develop a plan for all the financial aspects during this transitional phase and to help you build a strong financial foundation for the future.

We also offer support during divorce proceedings by assisting in creating Affidavits and Division proposals.


Survivor/Widowhood adjustment

The trauma surrounding the loss of a spouse or life partner can be overwhelming. Moreover, if you haven't been particularly involved in any of the paperwork, making sense of finances, and taking over the management of whatever your partner left behind can be overwhelming. We provide the specialized knowledge and empathy to help you navigate this difficult transition, and we're always ready to offer assistance. From providing checklists to resolve paperwork changes, to drawing up financial plans for your new lifestyle – we are prepared to help.